§The Money Deck · $7.99

The Money Deck

Worth, scarcity and the practical next move.

Forty-four cards across Seed, Flow, Ceiling and Harvest. The readings are deliberately concrete — they name a number, a conversation or a cut. Use them beside your budget, not instead of it.

Buy the deck · $7.9944 cards · 4 movements · 3 spreads

Look inside · 4 editions

57,600 possible looks

Design your copy before you buy it

Every card in this deck carries its own painted scene and its own character — no two cards look alike. Pick an edition to start from, then change the colours, the lead character the cast begins with, the frame, the card back, the lettering and the finish. Your choices are remembered and applied to the deck when you buy it.

Seed · 03

The Buried Coin: an original painted scene, an illustrated scene

The Buried Coin

Seed · 01

The Small Sum: an original painted scene, an illustrated scene

The Small Sum

Beginning

Seed · 02

Dry Ground: an original painted scene, an illustrated scene

Dry Ground

The Small Sum · Beginning

Start with the amount you can actually spare. Momentum beats magnitude.

Edition

Ruled like an accounts book. Plain numbers, plain talk.

Colour scheme

Monochrome, no ornament, all edge.

Lead character

An archivist discovers impossible doors inside an endless library.

Frame

Thick single border, no inner line.

Card back

Plain horizontal lines.

Lettering

Plain monospace, no romance.

Finish

No shine at all.

Full layout view

See the whole deck laid out

Every card in the deck, in your chosen colours and finish. Names only — the full readings are further down the page.

Seed

11 cards

Seed · 01

The Small Sum: an original painted scene, an illustrated scene

The Small Sum

The Small Sum

Seed · 02

Dry Ground: an original painted scene, an illustrated scene

Dry Ground

Dry Ground

Seed · 03

The Buried Coin: an original painted scene, an illustrated scene

The Buried Coin

The Buried Coin

Seed · 04

First Invoice: an original painted scene, an illustrated scene

First Invoice

First Invoice

Seed · 05

The Lean Month: an original painted scene, an illustrated scene

The Lean Month

The Lean Month

Seed · 06

Borrowed Light: an original painted scene, an illustrated scene

Borrowed Light

Borrowed Light

Seed · 07

The Careful Ledger: an original painted scene, an illustrated scene

The Careful Ledger

The Careful Ledger

Seed · 08

Seed Corn: an original painted scene, an illustrated scene

Seed Corn

Seed Corn

Seed · 09

The Learned Trade: an original painted scene, an illustrated scene

The Learned Trade

The Learned Trade

Seed · 10

The Honest Price: an original painted scene, an illustrated scene

The Honest Price

The Honest Price

Seed · 11

Morning Count: an original painted scene, an illustrated scene

Morning Count

Morning Count

Flow

11 cards

Flow · 01

Open Channel: an original painted scene, an illustrated scene

Open Channel

Open Channel

Flow · 02

Two Streams: an original painted scene, an illustrated scene

Two Streams

Two Streams

Flow · 03

The Toll Gate: an original painted scene, an illustrated scene

The Toll Gate

The Toll Gate

Flow · 04

Fast Water: an original painted scene, an illustrated scene

Fast Water

Fast Water

Flow · 05

The Shared Purse: an original painted scene, an illustrated scene

The Shared Purse

The Shared Purse

Flow · 06

Still Pool: an original painted scene, an illustrated scene

Still Pool

Still Pool

Flow · 07

The Long Pipe: an original painted scene, an illustrated scene

The Long Pipe

The Long Pipe

Flow · 08

Silt: an original painted scene, an illustrated scene

Silt

Silt

Flow · 09

The Turned Tap: an original painted scene, an illustrated scene

The Turned Tap

The Turned Tap

Flow · 10

Weather Money: an original painted scene, an illustrated scene

Weather Money

Weather Money

Flow · 11

The Clean Account: an original painted scene, an illustrated scene

The Clean Account

The Clean Account

Ceiling

11 cards

Ceiling · 01

The Low Roof: an original painted scene, an illustrated scene

The Low Roof

The Low Roof

Ceiling · 02

Inherited Purse: an original painted scene, an illustrated scene

Inherited Purse

Inherited Purse

Ceiling · 03

The Full Diary: an original painted scene, an illustrated scene

The Full Diary

The Full Diary

Ceiling · 04

Glass Wall: an original painted scene, an illustrated scene

Glass Wall

Glass Wall

Ceiling · 05

The Old Client: an original painted scene, an illustrated scene

The Old Client

The Old Client

Ceiling · 06

Heavy Coat: an original painted scene, an illustrated scene

Heavy Coat

Heavy Coat

Ceiling · 07

The Empty Bench: an original painted scene, an illustrated scene

The Empty Bench

The Empty Bench

Ceiling · 08

Frozen Rope: an original painted scene, an illustrated scene

Frozen Rope

Frozen Rope

Ceiling · 09

The Comparison Mirror: an original painted scene, an illustrated scene

The Comparison Mirror

The Comparison Mirror

Ceiling · 10

Fine Print: an original painted scene, an illustrated scene

Fine Print

Fine Print

Ceiling · 11

The Named Number: an original painted scene, an illustrated scene

The Named Number

The Named Number

Harvest

11 cards

Harvest · 01

Full Barn: an original painted scene, an illustrated scene

Full Barn

Full Barn

Harvest · 02

The Fair Split: an original painted scene, an illustrated scene

The Fair Split

The Fair Split

Harvest · 03

Slow Fruit: an original painted scene, an illustrated scene

Slow Fruit

Slow Fruit

Harvest · 04

The Paid Debt: an original painted scene, an illustrated scene

The Paid Debt

The Paid Debt

Harvest · 05

Stone House: an original painted scene, an illustrated scene

Stone House

Stone House

Harvest · 06

The Given Loaf: an original painted scene, an illustrated scene

The Given Loaf

The Given Loaf

Harvest · 07

Bright Ledger: an original painted scene, an illustrated scene

Bright Ledger

Bright Ledger

Harvest · 08

The Second Harvest: an original painted scene, an illustrated scene

The Second Harvest

The Second Harvest

Harvest · 09

Warm Hands: an original painted scene, an illustrated scene

Warm Hands

Warm Hands

Harvest · 10

The Quiet Wealth: an original painted scene, an illustrated scene

The Quiet Wealth

The Quiet Wealth

Harvest · 11

The Turning Coin: an original painted scene, an illustrated scene

The Turning Coin

The Turning Coin
Spreads for this deck

The Honest Position

A monthly financial check-in.

  1. 1What is actually coming in
  2. 2Where it is leaking
  3. 3The limit I am holding
  4. 4The one move this month

Asking

Before a raise, a quote or an invoice.

  1. 1What I am worth here
  2. 2What I fear they will say
  3. 3What the evidence shows
  4. 4The number to name

The Risk

Before spending or investing.

  1. 1What this could grow into
  2. 2What it could cost me
  3. 3What I am avoiding by doing it
  4. 4What makes it a yes
Every card

Seed

Earth

beginnings, scarcity and first resources

The Small Sum

Seed 01

Beginning

Start with the amount you can actually spare. Momentum beats magnitude.

Reversed · Waiting for a serious amount so you never have to start.

The story

Before the city wakes, Marcus smooths a single folded fifty-dollar bill across the scuffed formica table. He slides the cash into a heavy metal box, closing the lid with a quiet, decisive click that feels larger than the money itself.

Dry Ground

Seed 02

Scarcity

Look at the real number today. Fear shrinks when it is counted.

Reversed · Avoiding the balance so the fear stays vague and large.

The story

Arthur sits before a window overlooking parched, cracked soil, eyeing the stack of unopened envelopes that has gathered dust for months. With a rusted letter opener, he slits the paper open and writes the exact balance onto a fresh notepad.

The Buried Coin

Seed 03

Hidden resource

You already own something unused. Sell it, rent it or put it to work.

Reversed · Hoarding a resource out of sentiment. Ask what it costs to keep.

The story

Nora pulls back a stiff canvas tarp in the damp back corner of her late uncle’s workshop. Beneath decades of cobwebs and dust sits a heavy cast-iron letterpress, grease still protecting its gears from the dark, quiet rot of time.

First Invoice

Seed 04

Asking

Send the bill. You are allowed to be paid for what you already did.

Reversed · Discounting before anyone objected. Say the full number.

The story

Maren sits at her dust-streaked shop desk, her knuckles still darkened with jeweler's rouge and brass polish. Her cursor hovers over the send button of a crisp digital document, her thumb trembling slightly before striking the key.

The Lean Month

Seed 05

Constraint

Cut one recurring cost this week. One is enough to change the slope.

Reversed · Cutting the small joys while the large leak continues.

The story

Maren sits at the kitchen table beneath the harsh light of a single bulb, her pencil circling line items on a printed bank statement. With a quick, deliberate click, she cancels the automated software membership she hasn't opened since autumn, watching the digital confirmation flash green.

Borrowed Light

Seed 06

Debt

Face the debt with a schedule, not a mood. It is arithmetic, not character.

Reversed · New borrowing to soothe old borrowing. Stop the cycle now.

The story

Under a low-wattage kitchen bulb, Mara spreads three months of final notices across the blue oilcloth. Instead of nursing the cold knot of shame in her gut, she opens a fresh ledger, sets the calculator beside her pen, and begins to reduce her terror into simple, manageable subtraction.

The Careful Ledger

Seed 07

Tracking

Write everything down for thirty days. The pattern will do the arguing.

Reversed · Tracking obsessively instead of changing anything.

The story

Maren smooths out a wrinkled coffee shop receipt under the warm circle of her desk lamp, writing $4.12 in blue ink. For twenty-two nights, the grid paper has swallowed every dime, stripping away her excuses until only the undeniable arithmetic remains.

Seed Corn

Seed 08

Investment

Put something aside before it feels comfortable. It will never feel comfortable.

Reversed · Investing money you need within the year. Keep it liquid.

The story

Arthur ties the final hemp knot around the mouth of the canvas sack, sealing twenty bushels of dried yellow kernels into the dark cellar. Upstairs, the winter larder is thin, but this grain will not see a grindstone.

The Learned Trade

Seed 09

Skill

The fastest raise is a skill. Choose one and give it ninety days.

Reversed · Collecting courses in place of doing the work.

The story

Marcus bends over the pine workbench beneath a single halogen bulb, tracing walnut grain with a brass marking gauge. On the wall above his chisels, a paper calendar counts down ninety days of deliberate, silent practice.

The Honest Price

Seed 10

Worth

Price for the outcome you deliver, not the hours you suffered.

Reversed · Charging from resentment. Reset calmly, then quote.

The story

Arthur spent four minutes listening to the vault's brass tumblers drop before the iron door swung open on silent hinges. When he handed over the invoice, the estate manager sneered, mistaking thirty years of refined instinct for effortless luck.

Morning Count

Seed 11

Discipline

Same ritual, same day each week. Money responds to attention, not intensity.

Reversed · Discipline abandoned after one bad week. Begin again today.

The story

Every Tuesday at dawn, Arthur sits at the kitchen table with a brass pen and the weekly ledger. He counts the modest stack of notes not out of anxiety, but as a steady, quiet habit that anchors his home.

Flow

Water

income, movement and where money leaks

Open Channel

Flow 01

Income

Money is moving. Direct it before it disperses on its own.

Reversed · Income up, nothing kept. Automate the saving today.

The story

Frank turns the rusted iron gate, releasing a heavy surge of canal water into the dry trench. He grabs his spade immediately, knowing the cold current will evaporate or sink uselessly into the sand unless he carves a clear path forward.

Two Streams

Flow 02

Diversification

One source is fragile. Begin a second, however small.

Reversed · Splitting attention too early. Make the first one solid.

The story

Elena drives her iron spade into the hardened clay, carving a narrow second trench away from the muddy main creek. Though only a trickle leaves the principal channel, the fresh dirt darkens instantly, carrying water toward the thirsty lower roots.

The Toll Gate

Flow 03

Fees and tax

Count what leaves before it leaves. Plan for the tax now.

Reversed · Ignoring the levy until it becomes an emergency.

The story

A barge pilot idles his engine in the black river mist, waiting for the hydraulic toll gate to clear his passage through the canal lock. He counts the heavy brass tokens in his palm, knowing the river takes its cut long before the harbor offers its payout.

Fast Water

Flow 04

Windfall

Unexpected money deserves a plan within 48 hours, not a celebration.

Reversed · Spending it as if it repeats. It does not.

The story

Maya sits in the idling sedan as her banking app confirms a six-figure wire transfer from an old probate settlement. Her pulse spikes toward champagne and immediate relief, but the rain hammering the windshield reminds her how quickly high water erodes soft ground.

The Shared Purse

Flow 05

Money with others

Say the numbers out loud with the people affected. Silence costs more.

Reversed · Assuming agreement. Write it down.

The story

Elena sat across the laminate table from her brother, pushing the grease-stained ledger between their half-empty coffee mugs. When she finally spoke the true debt out loud, the air in the diner cleared, heavy but honest.

Still Pool

Flow 06

Saving

Build the boring buffer. Three months of calm changes every decision you make.

Reversed · Saving so hard you cannot live. Balance the two.

The story

Arthur leaves his laptop open on the dark counter, displaying a modest, untouched bank balance that hasn't shifted all season. Outside, the city rain churns, but inside, his phone’s frantic late-night buzz no longer commands his pulse.

The Long Pipe

Flow 07

Recurring revenue

Trade one big payday for a small repeating one. Repetition compounds.

Reversed · Chasing the one-off because it is exciting.

The story

Elena wiped grease from her knuckles and tightened the final brass coupling on the hillside pipe. She refused the quick payout of bucket hauling, choosing instead to build a narrow conduit that quietly drips coin by coin into her life forever.

Silt

Flow 08

Leakage

Cancel what you forgot you pay for. Do it in one sitting.

Reversed · Blaming small leaks for a structural shortfall.

The story

Under the harsh kitchen light, Clara scrolls through three years of digital bank statements, highlighting tiny recurring charges she forgot she owned. Dollar by dollar, the silent accumulation of abandoned cloud storage and forgotten app trial memberships has choked her account dry.

The Turned Tap

Flow 09

Generosity

Give deliberately, on a set amount. Generosity without a limit becomes resentment.

Reversed · Giving to be liked. Check the motive.

The story

Martha closes her leather ledger and twists the heavy brass valve on the cistern, bringing the stream to a precise, measured drip. She no longer leaves the spigot open for every empty jug in the village, choosing instead the quiet dignity of a deliberate pour.

Weather Money

Flow 10

Seasonality

Your income has a season. Budget from the low month, not the high one.

Reversed · Planning from the best month you ever had.

The story

Nora counts the damp stacks of cash on her marina desk while rain drummed against the tin roof of the off-season rental shack. Outside, the last tourist boats were pulled from the water, leaving six quiet months of grey tide to survive on summer’s faded heat.

The Clean Account

Flow 11

Order

Separate the accounts. Clarity is worth more than another spreadsheet.

Reversed · Complexity added to feel sophisticated. Simplify.

The story

Maya sits at her kitchen table at sunrise, closing a bloated, color-coded master spreadsheet that only gave her anxiety. With three simple clicks, she establishes a second bank account, drawing a clean, unshakeable border between her life and her livelihood.

Ceiling

Air

the limits you set and inherit

The Low Roof

Ceiling 01

Self-limit

Your number stopped growing because you stopped asking. Ask higher once.

Reversed · Blaming the market for a limit you set yourself.

The story

Marcus crouches under the sloped pine beams of his loft studio, drafting a bid for six months of restorative masonry. He automatically strikes through his first, honest quote and rewrites a smaller figure that will guarantee the client says yes.

Inherited Purse

Ceiling 02

Family script

Someone taught you what money means. Decide whether you still agree.

Reversed · Rebelling against the script is still obeying it.

The story

Nora snaps open her mother’s frame-top purse, inhaling the scent of aged calfskin, peppermint, and decades of folded bank slips. Tucked beside the lipstick is an index card tracking every household expense from nineteen-eighty-four, written in a tight, fearful hand.

The Full Diary

Ceiling 03

Time trap

You cannot out-work this ceiling. Change the model, not the hours.

Reversed · Busyness worn as proof of worth.

The story

Elena taps her pen against the leather-bound desk planner, every quarter-hour block filled with dense, precise script from dawn until midnight. The math is brutal and clean: even if she surrenders her sleep entirely, her income cannot grow another dollar.

Glass Wall

Ceiling 04

Access

The barrier is a room you are not in. Find one person already inside.

Reversed · Waiting to be invited. Ask plainly.

The story

Marcus stands in the climate-controlled atrium, his thumb pressed against a keycard reader that blinks an unyielding red. Beyond the floor-to-ceiling glass, a partner stirs sugar into dark coffee and slowly turns toward him.

The Old Client

Ceiling 05

Loyalty cost

The comfortable contract is holding the price down. Raise it or replace it.

Reversed · Leaving a good relationship over a small number. Negotiate first.

The story

Arthur hovers his pen over the annual renewal for his very first corporate client, a man who still pays nine-year-old rates out of fond habit. The quiet affection between them has quietly become his firm's largest overhead expense.

Heavy Coat

Ceiling 06

Fear of visibility

Being seen is part of being paid. Publish the plain thing this week.

Reversed · Visibility chased without substance behind it.

The story

Maren sits in the sunlit glass atrium of the agency, sweating beneath three layers of heavy wool while her unsubmitted proposal sits open on her screen. The room is blindingly bright, but she keeps the dark collar turned up against the noon light.

The Empty Bench

Ceiling 07

No support

Buy help before you feel you deserve it. That is how the ceiling lifts.

Reversed · Delegating the thinking rather than the tasks.

The story

Elena strain-lifts the three-hundred-pound walnut sideboard by herself, her boots skidding across the sawdust floor. Ten feet away, the second workbench sits completely immaculate, waiting for a second set of hands she refuses to hire.

Frozen Rope

Ceiling 08

Stagnation

Nothing has changed for a year. Change one variable deliberately.

Reversed · Changing everything at once and learning nothing.

The story

High above the frozen city, a steel winch cable hangs completely motionless in the gray air, its thick grease hardened into amber over a full year of identical routines. The silence feels safe, but the line has rusted into an unbreakable, useless rod.

The Comparison Mirror

Ceiling 09

Envy

Their number is not your evidence. Use it as a map, not a mirror.

Reversed · Copying a strategy that assumes their resources.

The story

Elena stands at her floor-to-ceiling office window as dusk settles, watching a competitor’s sudden market valuation flash across her tablet screen. The glowing green metrics overlay her own reflection, turning her features into a bitter tally of what she has yet to build.

Fine Print

Ceiling 10

Terms

Read the terms slowly. The cost is usually in a clause, not a headline.

Reversed · Suspicion used to avoid every commitment.

The story

Under the humming fluorescent lights of an empty corporate suite, Marcus traced the eighth page of the refinancing agreement with a silver pen. Hidden beneath the bold headline promising capital lay a single, six-point sub-clause surrendering his original patents.

The Named Number

Ceiling 11

Goal

Say the exact figure you want and by when. Vagueness protects you from trying.

Reversed · A number so large it functions as a fantasy.

The story

Elena uncaps a black permanent marker before the floor-to-ceiling office window overlooking the damp city skyline. She hesitates briefly, then writes an uncompromising net salary and a firm calendar date directly across the glass.

Harvest

Fire

sufficiency, security and what you do with gain

Full Barn

Harvest 01

Sufficiency

You have enough for now. Let that be felt, not just calculated.

Reversed · Enough that never registers as enough. The problem is not the number.

The story

Marcus rests his calloused back against the warm timber wall, surrounded by dry clover stacked high to the rafters. The ledger in his pocket is heavy, but for the first time all season, he leaves it closed and simply listens to the quiet.

The Fair Split

Harvest 02

Sharing gain

Pay people properly and quickly. Reputation compounds faster than interest.

Reversed · Overpaying to buy loyalty.

The story

Under the yellow glare of a workshop lamp, Marcus divides the project payout into four heavy envelopes, sliding three across the sawhorse table before taking his own share. His crew leaves with full pockets and fierce loyalty, knowing their sweat was valued without hesitation.

Slow Fruit

Harvest 03

Patience

This one pays in years. Do not dig it up to check.

Reversed · Patience with something that is plainly dead.

The story

Marta stands over the dark earth where the taproot of the walnut sapling sleeps, holding a rusted spade. Her thumbs ache to upturn the soil and check for growth, but she buries the blade deep into the turf beside her instead.

The Paid Debt

Harvest 04

Freedom

Clear the last of it and mark the day. Freedom deserves a ceremony.

Reversed · Paying early at the cost of the buffer. Keep the cushion.

The story

Marcus strikes a single wooden match against the porch brick, holding the flame to the final loan contract. As the yellowed paper curls into black velvet ash, his shoulders drop for the first time in ten years.

Stone House

Harvest 05

Security

Make the boring, durable choice. Comfort later is built from dull decisions now.

Reversed · Security so tight nothing can grow.

The story

The mason rejects the cheaper, lighter pine planks and continues hauling granite blocks from the quarry into the freezing dusk. His hands are raw with lime mortar, but he knows the timber will rot before his children reach adulthood while stone holds the winter at bay.

The Given Loaf

Harvest 06

Legacy

Teach someone what you learned about money. It costs nothing and returns oddly.

Reversed · Advice given to control rather than free.

The story

At six in the morning, Elena leans over the flour-dusted counter to draw a budget on greaseproof paper for her nephew. She shows him the exact margin between grease and profit, giving away thirty years of quiet survival in ten minutes.

Bright Ledger

Harvest 07

Clarity

You know your numbers now. Decide from them, not from mood.

Reversed · Knowing the numbers and still deciding by feeling.

The story

Marta sits beneath the unsparing beam of an industrial desk lamp, spreading her ledger flat across polished oak. The ink columns align in sharp, undeniable figures, burning away the low-grade panic that spent months feeding on guesswork.

The Second Harvest

Harvest 08

Reinvestment

Take a fixed slice back into the work. Keep the slice small and unbreakable.

Reversed · Reinvesting everything and starving the present.

The story

Before counting the week’s earnings from the gallery commission, Martha sets aside a precise, non-negotiable bundle of cash for next month’s silica order. She slides the thin envelope into the wall safe, ensuring her furnace will never go cold.

Warm Hands

Harvest 09

Enjoyment

Spend some of it on your actual life. Money unspent forever was never earned for you.

Reversed · Spending to prove the earning happened.

The story

Julian sat by the steam-streaked window of a bistro while freezing rain battered the glass outside. Cupping a heavy ceramic mug of hot spiced cider he had finally allowed himself to buy, the heat bled into his knuckles, melting a tightness he had carried for years.

The Quiet Wealth

Harvest 10

Discretion

Keep it plain. Displayed money attracts the wrong weather.

Reversed · Secrecy that isolates you from good counsel.

The story

Clara drives her rusted pickup past the gleaming downtown storefronts, her worn canvas coat shielding her from the gathering storm. Beneath her floorboards lies the deed to thirty acres of timber, unadvertised and entirely her own.

The Turning Coin

Harvest 11

Cycle

The cycle will turn again. Prepare in the good season, not the bad one.

Reversed · Fear of the turn ruining the good season entirely.

The story

Outside the granary, the village celebrates the record yield with bonfire dancing and cheap wine, but inside, Tomas works alone by lantern light. He shovels golden barley into deep, dry cellars, fortifying his reserves before the lean winter inevitably arrives.